Ep 3. Episode 3

In Episode 3 of How to Live Mortgage Free with Sarah Beeny, Sarah Beeny meets a family who have found a unique way to own their dream home. She travels to Cumbria to meet the Ladds, who have built a stunning timber-framed home in their back garden for just £70,000.

Sarah is impressed with the Ladds' resourcefulness and commendable efforts to live mortgage-free. She is inspired by their creativity in finding an alternative solution to the traditional route of getting on the property ladder. With the present tough housing market, it's not surprising that more people are exploring offbeat options like building their own homes.

Sarah talks to the Ladds and discovers the amount of hard work, effort and skill they put in to construct their home. They faced many challenges and had to learn along the way, but they persevered and ended up with an impressive result. The house is complete with a bath fit for two, an open plan kitchen/diner, and a snug living room.

Sarah also speaks to a property expert who offers a lot of valuable advice on building a home, from planning permission to costs, to selecting the right materials. She discusses the importance of hiring a reputable architect to ensure that your building plans are sound and the right contractor who can bring your ideas to life.

Moving on, Sarah meets a couple who have designed their home with sustainability in mind. The property is not only mortgage-free, but also carbon-free. The couple incorporates green features such as solar panelling and a biomass boiler that keep their home warm while being kind to the environment. Sarah is intrigued by their innovative measures and the fact that they care deeply about global issues.

Sarah visits the home of another family who have chosen a different way of reducing their mortgage payment. They run a successful business from their property, which is generating enough income to supplement their mortgage payments. Sarah explains the importance of a secondary income stream and how it can spare us a lot of anxiety and unnecessary stress.

Finally, Sarah visits a couple who have managed to live mortgage-free by moving into a tiny house. The tiny house movement is gaining popularity as people look for alternative methods of living on a budget. The couple's small, yet cozy accommodation has everything they need. It's an off-grid living space that makes them feel like they've escaped to the countryside despite being in the middle of Bristol.

Throughout the episode, Sarah outlines different ways to live mortgage-free through the examples of five homeowners who have found creative solutions to get on the property ladder without borrowing large sums of money. Sarah highlights that living mortgage-free is not easy, but with a bit of hard work, dedication and ingenuity, it's definitely possible.

Overall, Episode 3 of How to Live Mortgage Free with Sarah Beeny is an engaging and informative episode that uncovers some extraordinary ways people are living mortgage-free. It provides an insight into different ways to think outside the box to get on the property ladder. The episode not only inspires viewers but also educates them on the necessary steps one needs to take to live mortgage-free.