Ep 3. Episode 3

Claimed and Shamed is a popular British television series that has been airing on BBC One since 2012. The show is a documentary series that features true accounts of people who have made false claims on their insurance policies. In each episode, the show takes viewers on a journey to the scams, giving a behind-the-scenes look at how the claims were investigated and ultimately exposed.

Season 10 of Claimed and Shamed premiered in June 2021, and the third episode is titled "Episode 3." The episode follows the story of a woman who makes a claim on her car insurance policy after her car is stolen. However, things take a strange turn when she is the one who is caught on camera stealing her own vehicle.

The woman initially tells her insurance company that her car was stolen from outside her home, providing a compelling account of how the theft occurred. She claims that she went to bed late and when she woke up in the morning, her car was missing. She also says that she had left the keys in the ignition, and this was probably how the thief had managed to steal her car.

The insurance company, like any other, takes the claim at face value and starts the claim process. They have no reason to suspect that the claim is anything but legitimate. However, things don't quite add up when they start investigating.

The investigation begins with the police who respond to the woman's call. They review CCTV footage from the night of the alleged theft and notice something strange. They see the woman walking up to her car, opening the door, and then driving off. They also see that she has left her keys in the ignition when she parked her car at the location where it was "stolen."

The police then report their findings to the insurance company, which launches an internal investigation. They also hire private investigators to look into the claim further. The private investigators find more CCTV footage that shows the woman buying petrol and then driving her car to a secluded location where she sets it on fire.

The insurance company ultimately denies the woman's claim, and the police charge her with insurance fraud. She is found guilty and sentenced to jail time.

The episode also features two other stories of insurance fraud. In one, a man claims that his car was stolen and then later found burned out. However, the police soon discover that he had intentionally set fire to his car to cover up a crash that he had caused while driving under the influence of alcohol. In the other story, a couple tries to claim that their car was vandalized, but the insurance company's investigation reveals that they had staged the vandalism themselves.

Overall, Claimed and Shamed season 10 episode 3 paints a compelling picture of the lengths to which people will go to defraud their insurance companies. It gives viewers a behind-the-scenes look at how insurance claims are investigated and exposes the reality of insurance fraud. The episode is a must-watch for anyone interested in true crime and the darker side of human nature.